The Home Development Mutual Fund (HDMF), more popularly known as the Pag-IBIG Fund, was established to provide a national savings program and affordable shelter financing for the Filipino worker. The Fund offers its members short-term loans and access to housing programs. It is mandatory for all SSS- and GSIS-covered employees; uniformed members of the AFP, BFP, BJMP and PNP; as well as Filipinos employed by foreign-based employers.

The Pag-IBIG Fund Regular Savings Program is a convenient and government-guaranteed savings facility that allows you to earn high returns.

Pag-IBIG contributions are mandatory for Overseas Filipino Workers (OFW) as mandated by the Republic Act No. 9679 or the Home Development Mutual (Pag-IBIG) Fund Law of 2009. An OFW whose employer is not subject to mandatory coverage shall contribute an amount equivalent to 2% of his/her monthly income and may opt to pay the employer counterpart. The maximum monthly income to be used in computing the membership savings shall not be more than P5,000.00.

The MP2 Savings is a special savings program for active Pag-IBIG Fund members who wish to earn higher returns, in addition to their Pag-IBIG Regular Savings.

The Pag-IBIG Fund Multi-Purpose Loan or MPL is a cash loan designed to help our members with any immediate financial need. A member can borrow up to 80% of their Pag-IBIG Regular Savings, and can be processed in as fast as 2 days!

The Pag-IBIG Fund Housing Loan allows you to borrow up to P6 million under very low rates and at the friendliest terms, to help you fulfill your dream of owning a home.

Pag-IBIG Fund allows Pag-IBIG-acquired assets that have been foreclosed as a result of the original owner’s failure to pay their monthly amortizations.

The Pag-IBIG Loyalty Card Plus allows you to enjoy exclusive discounts and rewards on your grocery purchases, tuition fee, hospital bills, fuel expenses.

Conveniently pay your contributions through Pag-IBIG’s online payment facilities.