A financial investment is a document that states the legal obligation of an investor to transfer something of value to another investor at a future date, under certain conditions. Investors put their money in financial investments in the hopes of growing their money. Financial investments however carry varying degrees of risk. Individuals who are planning to invest in these types of opportunities should therefore properly assess their risk and return.

In the Philippines, financial investments are issued by bank, non-bank institutions and the Philippine National Government. Banks offer a variety of financial products and services that are specific to the needs of their clients. Non-bank institutions represent private corporations and other financial investments that also sell financial investments. The Philippine National Government, on the other hand, offers securities and financial options to the public.

Source: “Money, Banking, and Financial Markets” by Cecchetti Schoenholtz